Insights
Short perspectives drawn from our practice. General guidance only — not accounting, insurance or legal advice for a specific matter.
Coverage limits are frequently set from a worksheet nobody revisits. We prepare accurate business income worksheets based on how the business actually earns — the difference is only discovered after a loss, when it is expensive.
Defensible damages are traceable: every figure ties to a source document, every assumption is stated, and the method survives a hostile read. That discipline is the difference between an opinion and evidence.
Wildfire, flood and earthquake claims move in stages. Getting the measurement framework agreed early — before records are reconstructed under pressure — shortens adjustment and reduces dispute.
Fraud losses are proven transaction by transaction. Overstating exposure invites challenge; understating it forfeits recovery. Investigative accounting establishes the supportable number.
Additional articles and speaking materials are published periodically. To request a presentation or a business interruption worksheet walkthrough, contact the firm.